UNINSURED OR UNDERINSURED MOTORISTS

Old Bikers have a saying:
"IF YOU HAVEN'T GONE DOWN YET, YOU WILL!"

It’s bad enough that around 4,000 motorcyclists die in accidents each year, with countless others suffering damage to their bodies and personal property. But things can go from bad to worse when you are hit by an uninsured or underinsured motorist. How will you pay for your injury? Can you be compensated for property damage? What should your next step be?

In California, all drivers must carry a minimum of $15,000 of insurance covering injury/death of one person per accident, $30,000 for two or more people, and at least $5,000 to cover property damage. However, some motorists defy the law and drive without sufficient insurance or with no insurance coverage at all. Uninsured motorists drive without any insurance coverage, putting drivers and themselves at risk. Underinsured motorists have purchased only the state minimum insurance, and the costs incurred by an accident with them may exceed what the insurance company will cover.

Fortunately, you can purchase insurance protecting you from damages incurred by underinsured or uninsured motorists from your insurance company. It is highly recommended that you purchase such coverage, especially if you are going to be operating a motorcycle. When you purchase uninsured/underinsured motorist coverage, your insurance company will allow you to recover monetary compensation for personal and property damage in accidents and/or recover for moneys above and beyond the underinsured motorist’s insurance coverage.

Unfortunately, it can be difficult or even impossible to get the money you deserve from closed-fisted insurance companies. Whether it’s giving you the runaround with excessive paperwork or denying your claim altogether, collecting compensation from insurers can be an uphill battle. The solution: make sure you have a skilled, aggressive California uninsured motorcycle accident lawyer on your side. Your lawyer can negotiate with insurers and fight hard to get you the money you deserve.

Don’t let uninsured and underinsured motorists or insurance companies get away with non-payment. Bisnar Chase is passionate about victims’ rights, and we’ve fought successfully on behalf of hundreds of personal injury victims since 1978. Get an experienced California underinsured motorcycle accident lawyer on your side – call Bisnar Chase today for a completely free, totally confidential consultation.

"I strongly recommend that every motorcyclist carry a minimum of $1 Million in uninsured/underinsured coverage. This is the insurance you carry that protects YOU, not the other guy - who's more important? The cost is minimal and the benefits to you if you need it can protect you against devastation."
-John Bisnar, Senior Partner